Divorce Among Older US Couples on the Rise Since the 1990s

Couple holding a broken heart

Your retirement plan should include a budget for a likely divorce, as more people in their 50s and above have decided to dissolve their marriage since the 1990s.

Otherwise known as a gray divorce, this term applies to couples who have been together for more than 20 years. It may affect your retirement fund due to the expensive legal fees associated with divorce proceedings, aside from dividing all your assets with your spouse.

Rising Trend

Data from the National Center for Health Statistics and the U.S. Census Bureau showed that 10 couples out of 1,000 people between 50 years and above divorced in 2015.

The divorce rate among senior citizens at least 65 years old and above rose almost thrice since 1990, with six couples out of 1,000 people.

There are several reasons behind a long-term couple’s decision to split, such as discovering that they no longer have something in common. Some empty-nesters also find out that their children were the only thing that kept them together.

Still, a divorce after 2018 will be more expensive and difficult due to certain changes in taxes for alimony payments.

Unhappy Union

Ken Neumann, New York City’s Center for Mediation and Training director, said that the Tax Cuts and Jobs Act would compel some couples to stay married against their will. By 2019, alimony payments from the spouse paying are no longer subject to tax.

Divorce lawyers here in Suffolk County, NY may explain how this will complicate a divorce settlement. Most lawyers believe that the tax incentive to paying spouses serves as one factor for easier negotiations.

While recipients are not subject to alimony payments taxes, paying spouses may choose to pay a smaller amount due to the new tax code.

Conclusion

Legal counsel should be your priority whether or not you are in the middle of a gray divorce. Would you be able to afford the new system on alimony payments?

Can You Be Selected as a Juror?

Statue of a woman holding a balance scale

The Sixth Amendment makes sure that anyone facing a minimum of six months of imprisonment for a criminal offense gets a jury trial. Film has much documented courtroom drama involving jurors throughout history.

In the real world, being a juror is not a glamorous role, but something any civic-minded American does to assure the defendant that a fair trial. They will still need, though, the help of capable lawyers for their criminal defense in Provo, UT.

Attorneys representing the prosecution and the defense help in picking the final lineup of jurors. They do so through the process of elimination — removing each candidate they think might not be receptive to their case.

To help lawyers choose whom to remove from the pool of potential jurors, they look at the following factors:

The person’s background

If a case is about police brutality, the court will most likely remove anyone from the pool who might have a close relative or friend who is a police officer. Attorneys will be looking to eliminate any bias or prejudice that a juror may have with either the prosecution or defense.

Bias against the legal system

A potential juror who expresses a strong dislike for authorities because of a personal experience will not make it through the vetting process. What lawyers look for are people with an open mind.

Political orientation

You might not be aware of it, but your posts and shares on social media could be reflecting your bias for certain political issues. Likewise, the groups you join on Facebook can also indicate what your political leanings are. Again, a biased juror is always a no-no.

Strong religious beliefs

Especially today when there is heightened tension when it comes to race and religion, lawyers would not want a juror who will not be able to pass objective judgment because it will go against their beliefs.

These are not the only things attorneys watch out for when vetting potential jurors. Even a person’s clothes, hairstyle, and body language can be deal breakers because, for them, these things represent the candidate’s overall state of mind.

Designing Your Office: Helping Your Employees Love Where They Work

employees in a conference room

A good workday happens in an office that is sufficient, organised, and inspiring. Today, many smart companies realise the importance of investing in productivity-boosting working environments and putting a portion of their finances back into the workplace. With the constant shifts in terms of technology, organisational strategies, and design, offices always have a lot of adapting and keeping up to do. Here are a few things that you should keep in mind as you design your new office or revamp your existing one:

Enhance Collaboration

Anything from your employees’ workstations to your office boardroom furniture can be made suitable for co-working, brainstorming, and teamwork. Great ideas rarely happen alone. Many workers today may be mobile, but they still require the office to collaborate and share ideas. There are many options for collaborative office design, including open spaces like atriums, common areas with shared workspaces, staircases with seating, and even outdoor work cafes.

Comfortable Spaces

Every organisation should consider what they can do to provide the spaces and tools that will help build a culture of high performance among their employees. A clean, clutter-free environment, for example, enhances focus among workers while clutter disrupts creativity. The modern office is also increasingly becoming flexible and adjustable. Big companies such as Facebook have turned to extremely adjustable working desks, foldable and movable tables, and vast arrays of meeting spaces that employees can use according to their needs. The ability to tailor things in the workplace gave employees a sense of control and satisfaction, resulting in greater motivation and performance.

No matter how big or small your office is, the kind of environment it offers has more value than you realise. A well-thought-out office design will not only enhance and support many of your employees’ workday tasks but will also help you achieve your overall corporate goals.

Acing A+ Certification: Some Tips to Help You

interview applicants waiting

Nowadays, a career in information technology can get you places. After all, it is one of the most in-demand lines of work in the world. But, with high demands comes great competition. As an IT professional, one of the ways to remain in the game is to invest in yourself. There is no better way to do so than being certified by agencies like the Computing Technology Industry Association (CompTIA). One of its certification exams, CompTIA A+ is one of the most fundamental but challenging certifications one can have.

Having A+ Certification practice tests or enrolling yourself in review courses could certainly help you pass. Here are other tricks you can have up your sleeve to ace it.

Build your own desktop

While you will not be required to build your own desktop during you’re A+ exam day, you will definitely be asked a whole range of questions with regards to hardware components. There is no better way to familiarize yourself with them and their function than by actually building a computer.

Keep it simple

Storing as much information as you can in your brain to answer as many questions as possible is normal. But when it comes to certification exams, you should not disregard the possibility of giving simple answers to simple questions.

Not everything is complicated if you know how to understand the problem at hand.

Learn the exam theory

Exam taking is more than just giving the right answers it is also knowing how to answer the problem. Looking back at your younger self and see how you managed you to pass your high school and college exams without studying too much can give you an idea of what tricks to pack on your exam day.

Do not panic

When tough questions are faced, do not panic. Calmly proceed and answer what you can. Having a calm mindset can help you easily answer, pass, and even ace the exam.

Taking the CompTIA A+ Certification exam soon? Keep these things in mind and see how it can help you in your journey.

4 Ways to Keep Your Home Warm While Saving Money

Air duct

 

Heating accounts for at least 60% of a household’s total energy consumption. The alarmingly high power bills caused by this leave many homeowners desperate. How can you reduce the amount of energy consumed when heating the home?

Insulate your home

Part of the heat your central heating unit produces is lost through the roof and walls. Insulating them can increase heating efficiency by more than 25%, which, in turn, can save you more than $309 annually. Talking to an expert can help you realise the insulation measures you can put into place.

Let more sunlight in during the day

On those warm and sunny days, instead of using your heating unit, switch it off then open the curtains to let in the sunshine. It will warm up the house during the day and when it gets colder, shut the curtains to ensure the warmth stays around for longer.

Have less furniture

Note that the heating unit is not only heating the house but the furniture too. If you place a sofa next to the radiator, most of the heat will go to the sofa before it gets to the other parts of the house. If possible, place furniture away from the heating unit.

Upgrade the system

Old boilers and other heating units tend to be less efficient. They use up a lot of energy, emit more carbon and keep on breaking down. Getting a newer system will increase energy efficiency, which can lower your energy consumption bill significantly.

Maintaining the heating unit will also ensure it performs efficiently. This will also save you money, as you will not have to use more energy to run the system. To achieve this, get an experienced professional who will offer regular and scheduled maintenance procedures.